Many of the most frequent questions are about the possibility of renting a car without a credit card, given the numerous alternatives that currently exist to make the payment.
Do not panic! Yes, you can rent a car without a credit card! If you do not have a valid credit card or simply do not want to use it for this transaction for any reason, there are different options on how to rent a car without a credit card.
Information about car rental without a credit card
Normally, companies dedicated to car rental require credit cards as a priority method of payment to have the guarantee that, in the event of any damage to the vehicle, they will be able to receive compensation from the customer in question. The most frequent measure for this is to do it through a deposit, which can cover any damage to the bodywork, delays in the return, breach of contract or possible fines receive during the period in which the vehicle was rent.
As a general rule, the options of how to rent a car without a credit card that companies usually offer are three: payment by means of a debit card, in cash or by contracting special coverage that exempts you from these responsibilities.
To be sure that the deposit is return if you have paid with a debit card or in cash, there are additional insurances to those of the rental company. These insurances reimburse the amount of the excess that the rental company keeps if there has been any damage to the vehicle. You can check how this type of insurance works and all its coverage at Segurocochedealquiler.com.
Car rental with debit card
You have to remember that car rental with a debit card assumes that this modality has the client’s money exclusively; the money that the company withholds from you is based on what you have in your account, not on a bank deposit.
For this reason, the requirements to rent a car with a debit card are somewhat stricter than the main route preferred by the rent-a-car companies:
- The card must be present in the name of the client who contracts this service, attaching the passport or national identity document.
- The company searches in an internet database have some debt.
- If not, the company blocks part of the amount as it would in the case of a credit card.
The reason why most leasing companies prefer credit to a debit card is because this option is somewhat more complicate and expensive, since the very nature of payment in this way requires that the deposit be collect and then return
The measures that companies take when customers want to rent a car without a credit card, opting instead for a debit card, are summarize in imposing a series of conditions, such as the offer of cars of a certain type or category, so that the range of possibilities, from the client’s point of view, closes considerably.
How can you pay for car rental with cash?
This is an option that is widespread in cities with a high influx of foreign tourists, such as car rental companies in Mallorca. If you want to rent a car with a cash payment, you should look for information on those branches that allow it, as not all of them have this option.
In those that allow it, the identification of the client is usually request, as well as the payment of an amount as a guarantee, which is usually higher than through other methods. In these cases, it is normal for the person in charge of the branch to check if you are on a list of defaulters, as well as to urge you to take out comprehensive insurance.
If you do not want to take out comprehensive insurance with the rental company because it has a very high amount, there are other options. You have the additional insurance of SeguroCochedeAlquiler that reimburses the amount of the deposit that the rental company keeps if the vehicle has any damage, offering broader coverage as areas of the vehicle are insure that the rental company does not, such as the tires, the windows, the underbody or the error when refueling.
Expand the insurance to avoid using the credit card?
The third modality that is contemplate to minimize the effects for car rental companies without a credit card is to contract special coverage to ensure greater peace of mind in the event of possible considerable damage that may occur to the vehicle at any time during the journey you make. Renting companies usually offer minimum coverage, which includes the most basic coverage against claims for an affordable price, but, when it comes to expanding that coverage, they offer you really exorbitant rates. And in these coverages, parts of the vehicle such as the tires, the windows or the bottom are still not include.
Hence, more and more users are turning to external companies that offer rental car insurance with very broad coverage for any damage you may cause to the car, including other issues, such as the possible loss of keys, punctured tires, windshield and remains of glass or the trailer of the crane due to a breakdown. This insurance offered by SeguroCochedeAlquiler has a price up to 80% cheaper than that offered by the car rental companies themselves and with broader coverage.